So my question is in the merit damage reduce tree there is "ignore penetration is applied by 110%" how does it work? There are ignore penetration I, II, III. The I is obvious, the II has "ignore penetration is applied by 110%" and the III has "ignore penetration is applied by 115%" (if maxed) so what are their effects? An example is necessary. Here is what I have in mind.

The II has 110% and the III has 115%, so in total we can have 125%. If you have 100 ignore penetration, it become 125.