Hey guys I have seen the what skills to get thread but everything they mention won't be available for a really long time.

1. should i just save my sword skill points until i get the skills i should level?
2. should i spend them on my current skills to help me level.
3. is there a way to reset your skill points? if so how?
4. also what should/shouldn't i buy that isn't WA only. I was gonna get the health regeneartion skill is that a good idea?

i wish someone could outline this for me so i know what to use and what not to use or if someone could direct me to a guide that will help me thatd be great too thanks!